<t>I owe £20000 to various credit card companies and a personal loan through having 2 really bad accidents and being unable to work for a year. My husband doesn't know about my debts and I can't tell him as he thinks we don't owe anything and he'd be mortified. I have a motability car and he drives ...

Our 3rd annual review is coming up and I haven't been honest about my overtime, my house is falling down around me so I've used the extra money for repairs etc. I am now changing my job, same income just a different company, will my IP find out,as he has requested one wage slip, I can't sleep at nig...

Hi,
my husband isjust entering the third year of an iva, he changed jobs 6 months ago but hasnt told the IP because we needed to repairs to our home(which were desperately needed) with the extra money, what will happen if they find this out? We are at our wits end as our review is due in a week.