Thanks all for the quick replies. My main question then is, what would be an example of excruciating circumstances? One of my reasons behind this query is...at the moment I am paying 10% of my wages into a pension fund. I will obviously need to speak to a financial adviser before making any drastic ...

Ive had this before, where I have been paid overtime for bank holidays etc. You should inform your IP once you have been paid and they will just take the 50% minus the 10% from your account, the rest is yours to enjoy. However, as long as you keep the money you know you will owe to one side (so that...

Hi, i'm currently 14 months into an IVA. Ill be honest I had the proposal and wish I had spoke with independent financial adviser as not sure of what every thing means on it. Included breakdown below: Break down of my IVA at beginning: Total Unsecured Creditors - £18473 Proposed Total Contribution ...

Hi, i'm currently 14 months into an IVA. Ill be honest I had the proposal and wish I had spoke with independent financial adviser as not sure of what every thing means on it. Included breakdown below: Break down of my IVA at beginning: Total Unsecured Creditors - £18473 Proposed Total Contribution -...