Hi just to update mortgage approved and looks like we will be moving into our new home soon! So there is life after IVA and it doesn't mean you can never be considered by high street lenders. What a relief though!

Hi heard today that lenders need to see Iva completion certificate and also some detail about reason for debts. There wasn't a specific factor but an accumulation over several years of borrowing to cover living expenses and consolidating debts and accruing more. There were factors that contributed s...

I've had confirmation from broker (l and c) that nationwide will approve if Iva ended over 3 years ago as long as no issues with credit score. So application submitted and fingers xd! Thanks for replies

You'd have to answer Yes but hopefully you should be fine now depending on the loan to value, affordability, etc. Regards Thanks for that. Ltv 80% mortgage 131k. Salary 35k, outgoings before mortgage about 700 a month so affordable from my perspective just anxious about being turned down and showin...

Hi I started Iva 2006 and completion cert received 2013.... delayed due to ppi claim. My credit score is excellent on Experian, equifax and noddle and Iva doesn't show. I am applying for a mortgage with l and c as the brokers. They have recommended Nationwide fixed repayment for 5 years 2.39% intere...

<t>My certificate of completion was received May 2013. During my iva ppi claims were successfully sought and I was allowed to keep the interest from what I recall. Grant Thornton were the iva company. During the ppi claims rbs didn't uphold my claim. However I have received a letter from rbs stating...

Hi I completed my iva in 2011, completion cert received 2013... Delayed due to ppi. Anyway I need a credit card as am hiring a car for a summer holiday and need a credit card to secure deposit on the excess insurance. I have checked with experian and they say my credit score is excellent. Maybe a da...

Hi I completed my IVA in July 2011 and received cc some years later! Anyway we are going on holiday this summer and need to hire a car, so really need a credit card to secure the excess deposit they ask for. Are there any credit cards that are guaranteed to accept post Iva applicants? My details are...

Hi, I received the stat interest from ppi claim via Grant Thornton a few weeks ago. However this took several emails complaining to various depts and copying my IP into the emails. I gave up with the customer service email as the response time was weeks and the advice usually inaccurate. So they are...

Hurrah that is good news, good for you. Let's hope this is the start of it for everyone else too.

Yes signed the spotty letter .....a very long time ago!

Good news, I have received my cheque today for the stat interest as promised by GT. So good luck to all, let's hope this is the start of things being resolved for people finally.

I emailed my IP and whoever else had written to me re PPI from GT directly. Apparently it's a 10 day response time to emails via customer service, although my experience has been a lot longer. I don't think 10 working days is acceptable for a response to an email. I think they ve just sorted it out ...

Well seems like good news finally. After lots of complaining and emails to GT, eventually stating that I was going to contact the regulators if a response wasn't received within 7 days.....GT have finalised my PPI claim and are apparently issuing a cheque for the stat interest in the next week. Stil...

Enquiries@expertinsolvencyclaims.co.uk is the email I used and they responded very promptly with all of the information that I requested. They must be aware that GT are misadvising people about where the PPI investigations are up to. Perhaps all of those affected need to be emailing their IP's direc...