font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by angelrainbow I was honest from the time we viewed. We clearly failed the credit check but had the option to pay a rolling 6 month in advance or have a guarantor. Thanks encouraging, I don't think we co...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles How have you been managing to pay £400 per month towards the new credit card, whilst your are in an IVA and thus accountable to your IP for your total income and expenditure on an annual b...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by ginger3232 browJam - welcome to the forum As other have said your IP/IVA may have diffrent views Also concerned that you have a credit card debt post IVA - you may find this seriously affects your IVA ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lem unfortunately James it doesn't work like that, you always owe the full amount of your original debt until the IVA concludes so the 'windfall would come off that, not what was agreed at the start of...

Hi All I am 4 years into an IVA and live with my partner. We recently opened a joint bank account for some small business plans we had. It failed initially (no doubt because of my IVA) but Barclays allowed us to open a simple most basic account with just a cash card. I am now looking through all my ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Andy Davie Hi James I think the pension lump sum may be seen as a windfall by your IP and payable into your IVA, however it is worth chatting with them to see if they will accept a sum equal to your re...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by vimto1029 Hi James..and welcome [:)] I've recently gone into renting and was completely honest with the agent from the start. I had to use my mom as a guarantor and they were happy with that (eventuall...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by ginger3232 James - may be better to change you profile name - as you will get a load of spam Welcome the the forum Sometimes for some unknown reason the IVA wont show - or its hidden in the court infor...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Andy Davie

Hi

I have changed your profile name

Regards

Thanks, silly me !!!

James

Hi I have a lump of money coming from a SIPP pension transfer that will be paid into my partner's bank account. Can she pay off my IVA early (one year early)? Would they settle for less? I was going to use this money to pay off some of another credit card that I have been using that wasn't part of m...

Hi All I am 4 years into an IVA but 3 years ago I rented a property through an estate agent and didn't tick the CCJ/Bankruptcy box on the tenancy application form as my IVA wasn't listed with Experian & Equifax but was with CallCredit. I was accepted so I assume the agent checked one of those two. I...