Ok Thanks
If I did request another break would I then not be able to have another break for the remaining period of the IVA?

Last month I found it necessary to take a payment break to cover a bank cock up which left me having to make a massive payout to cover my mortgage. As this has left me needing to use this month's pay to make up payments to other parties so I will not be behind with those. Is it possible to take 2 pa...

Ok thanks. We have an interest only mortgage, so im not too sure what happens with this if we were to sell up. If it were transferable to a new property, I may not have to worry about remortgaging or getting a second mortgage (if that is even a thing )

So 6 years regardless of whether they accept your settlement?

Thanks for your advice. Is it likely they will let us sell seeing as we are only a few months in to the agreement? I suppose it may be in creditors best interest to get their money back sooner rather than later would it not? Also our IP mentioned about our credit rating returning to "normal" after t...

Hi not sure if this is in the right place so feel free to move :) I am looking for some advice. My partner and I have both have IVA's. We both live in a property covered by a mortgage in my partners name. We are considering re-locating because of work issues for my partner and I am going back to uni...