Well it doesn`t look like any one can help[xx(]

Hi, The house was originally my grandparents and was transfered into my name in 1999 when the original plan was for myself and brother to live in.As work was needed to be done on it we didnt,although we did eventually make a effort a couple of years back which leaves the house in the state it is now...

Hi Sue,
Thanks for replying.
The house is paid for ,but is in no condition to live in as renevation was started but still needs a lot doing to it as there`s no kitchen,bathroom ceilings are down upstairs and walls have been taken out.I have made no contribution to it at all.

gth

Hi, I am around £30000 in debt and cannot keep up with the repayments of £1200 or more a month.Another big worry is that my name is on a house belonging to my parents which I do not own, would this be taken into account if I applied for a IVA as my asset and how would it affect them.I`m self employe...