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by seagulls
Mon Jun 01, 2015 8:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I'm currently in contact with PayPlan to do an IVA but I don't understand much of it tbh.
Replies: 6
Views: 2543
I found Payplan were OK for us . The only thing is that our Caseworker changed at least every year. Other than that all went more or less according to plan !
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by seagulls
Mon Jun 01, 2015 8:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: if i were to recieve a pension
Replies: 6
Views: 2825
Better & safer to wait !!
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by seagulls
Sat Mar 21, 2015 7:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Which company? Experience so far?
Replies: 19
Views: 9414
My hubby and I both had IVAs with Payplan.Although we never did get to speak with our IPs the IVA went smoothly and we are both debt free now.
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by seagulls
Sat Mar 07, 2015 7:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is it possible to report someone for suspected IVA fraud ?
Replies: 4
Views: 3062
I am not sure what IVA fraud might be ...but my own view was to focus on getting to the end of my own .
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by seagulls
Sat Mar 07, 2015 7:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: When a full and final agreed amount is sent, is the receipt acknowledged ?
Replies: 11
Views: 2997
I can`t remember having any payments acknowledged. I was with Payplan .
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by seagulls
Sat Feb 28, 2015 4:56 pm
Forum: friends corner
Topic: LLoyds After Iva Warning!
Replies: 10
Views: 5194
Its good to hear that its possible to get a normal bank account with Lloyds post IVA. I have been wary of applying for one !
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by seagulls
Fri Feb 27, 2015 8:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: If I take my pension lump sum early due to ill health, before I receive my CC, can it be taken.
Replies: 3
Views: 1961
Its not worth the risk T.88. Michaels advice sounds right to me.
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by seagulls
Fri Feb 27, 2015 7:58 pm
Forum: friends corner
Topic: hello
Replies: 6
Views: 2662
Sounds promising . Who could ever afford a new one ??
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by seagulls
Fri Feb 27, 2015 7:56 pm
Forum: friends corner
Topic: Likes ?
Replies: 10
Views: 2309
Sounds good to me too
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by seagulls
Mon Feb 23, 2015 8:19 pm
Forum: friends corner
Topic: Rising Damp
Replies: 13
Views: 2986
Good advice welshwiz and Good Luck with it all Foggy .
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by seagulls
Mon Feb 23, 2015 8:17 pm
Forum: friends corner
Topic: Saying hello...
Replies: 22
Views: 4024
I did make the payments but wouldn't again . I would save any money as a contingency as the payments made no difference at all
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by seagulls
Thu Feb 19, 2015 6:00 pm
Forum: friends corner
Topic: Saying hello...
Replies: 22
Views: 4024
I would go with Foggys advice ...its safer !
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by seagulls
Thu Feb 19, 2015 11:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I arrange an IVA if I have a mortgage ? How will the property be effected ?
Replies: 6
Views: 2141
Thats me ruled out then !
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by seagulls
Thu Feb 19, 2015 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I arrange an IVA if I have a mortgage ? How will the property be effected ?
Replies: 6
Views: 2141
Thats true Foggy and I know there are specialist lenders who post on this forum that will help.
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by seagulls
Thu Feb 19, 2015 11:06 am
Forum: friends corner
Topic: Saying hello...
Replies: 22
Views: 4024
Hi I was recommended to leave usual bank account and transfer all direct debits and standing orders over. You basically have to leave the overdraft and add it to the IVA.
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