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by bobo
Tue Nov 13, 2012 12:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lost JSA and will lose child benefit in January. All disposable income will have disappeared.
Replies: 2
Views: 897

Entered into an IVA just over two years ago at the time I was getting JSA ( £268 per month) and Child Benefit (148 per month) which in total £416 which was deemed to be the amount we could afford to pay for our IVA contribution. 2 months into the IVA my JSA payments stopped I have not received any...
by bobo
Wed Jun 13, 2012 9:23 pm
Forum: postings for february
Topic: Savings accounts
Replies: 17
Views: 14846

my husband is eligable for bonus once per year. under our iva we are allowed to keep the first 10% then pay in 50% of the remainder. are we allowed to save the money we are allowed to keep?
by bobo
Wed Jun 13, 2012 8:27 pm
Forum: full and final settlements
Topic: VAT on IVA legislation query
Replies: 15
Views: 4209

Hi On my proposal summary £1180 has been charged by my IVA provider for other fees and disbursements including non recoverable VAT. Is this connected? The reason I am wondering is that I would like to apply for a full and final and I am thinking if they have already charged for the non recoverable V...
by bobo
Mon Jun 11, 2012 6:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, In April we will have none of the disposable income as calculated at the outset of IVA
Replies: 3
Views: 1137

Hi, We are coming up to our 2nd year in our IVA. When we took out the IVA (joint) - even though there is no joint debt and I am not on the mortgage, I was recieving JOB SEEKERS ALLOWANCE ( JSA)(CONTRIBUTIONS BASED) which only lasted for 6 months. The only disposable income we had was the £238 per m...
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