Hi thanks everyone, dont be daft I appreciate your advice......still think they need more governing so they cant hold peoples lives up !!!! good look to all other awaiting completion all the best

received certificate of completion today what a weight off my mind after 6 and a bit years yay !!!!!!!!!!!

thanks yes fingers crossed I will keep you posted

Hi I spoke to dfd last week and they have said that they IP has my file to sign they have accepted my statement of fact. (Im a bit dubious) I received my annual statement on friday and it says PPI ongoing. I also received a cheque for one months excess we had paid of £180 XXX gob smacked XXX now jus...

Hi Ive spoken to DFD today and they are resending the PPI pack out as they have advised it must be investigated before they issue the completetion certificate. They have advised that you can mark that there is no PPI claim to pursue and that will be that the completion certificate will be issued.......

thank you for your responses, Im a little calmer tonight! hope you all have had a restful and happy xmas !!! I am still awaiting the completion certificate following the statement of fact I sent in to dfd as I have no missold PPI claim to pursue. (however I have had a missed call from them again tod...

Good luck to everyone else venturing into an IVA !!!! merry christmas thanks for all of your replies

well Ive sent dfd a statement of fact, Ive stated that I wasnt mis sold PPI and have not and will not be pursing a claim for PPI. we'll see if they still maintain that im obliged to complete the docs I will but on xmas eve they want to get a life pestering people Im not stressing anymore Ive stresse...

Hi Andy, Honestly, I dont care anymore had enough of the whole thing, my point is that if you claim for mis sold PPI this is for PPI that you have been mis sold, I know that if I had PPI then I asked for it. I actually think PPI is a valuble tool and feel sorry for the companies who provide that ins...

Hi Lesley, thanks for your reply! just a bit fed up woke up this morning by equity in finance .....Im sick of hearing about PPI ! Im just like send my certificate and leave me alone !

IVANotOverYet...pleased you have received your certificate. Did you claim the PPI ?

Hi thanks Lesley, beleive me I dont come on here talking about my affairs easily but I really am at the end of my tether so okay lets says I sign forms send them off and equity in finance write to all of my creditors ...they each take time to go away and investigate bearing in mind these accounts ar...

Hi Lesley

Thanks but Im sure you can feel my frustrations
3 2 1 and then they add another year or two on its a joke

Hi Skippy, thanks for your reply yes Im sure ! Ive took legal advice and I have sent a legal statement of fact to debt free direct stating I having never been mis sold ppi have not and will not be pursing claims. Whether they take any notice of this or not I dont know as they seem to make rules up a...

Just for anyone who is thinking of going into an IVA my advice unless your a professional with a large surplus income dont bother ! I got into debt after a period of ill health and despite adhering to all of my terms of the IVA they are delaying the closure. I paid my last payment 12 months ago and ...