Hello, can anyone give me some advice? I completed my IVA in October 2011 and I would like to apply for a current account. I have already been turned down by Barclays, Natwest and Santander and I am afraid to apply for any more as I know this will damage my credit rating even further. Does anyone kn...

Thanks for all your advice, really helpful!

Hi, thanks for coming back to me. It is actually the statutory report that I am trying to get hold of, not the ongoing membership but I need a credit/debit card to pay for ir. In answer to youe question herbekj, my bank is Santander. They won't allow me to have an account with a debit card so I just...

Thanks for your replies. I did get a pre-paid credit card and tried to use that. I thought is would be ok as it is in my name but similarly, they would not accept it!
I will give them a ring and see if thay have any other methods of payment.

Hi, can anyone help with this? I have finished my IVA and want to get copies of my £2 credit reports from the three credit reference agencies as I want to apply for a current account. However, when I request a copy online, they say that I need to pay with a credit/debit card which is in my name. As...

Hi,

Thanks for the advice. I will try that and see if it makes a difference. I have called the a million times over the past few months to no avail. I just wasn't sure if there really was an HMRC issue or whether I was being fobbed off!

Hi,

Thanks for coming back to me - its the debt people

Hi,

Thanks for coming back to me - its the debt people.

Hi, I was after some advice if possible. I finished my IVA in October 2011 and I had written confirmation detailing what was agreed at the creditors meeting. However, I have subsequently not recieved my certificate of completion and when I called the IVA company to query this, they said there was a ...

Hello, I wonder if someone can give me some advice. I have been in my IVA for 3 years and included all my oustanding debts in it. I have recently been contacted my a mobile phone company who I used to deal with pre-IVA who tell me that I owe them £168 for a contract that I concluded & cancelled befo...