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by bartonhouse
Wed Jun 13, 2012 4:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is it automatic that IVA information is removed after 6 years from my credit file ?
Replies: 2
Views: 947
It should have come off automatically but I sent my IVA completion certificate to the credit agencies and asked for it to be removed ... just in case!

I wrote to Experian, Call Credit and Equifax.

If you ask them for your full credit report you will be able to check.
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by bartonhouse
Tue Jun 12, 2012 5:17 pm
Forum: mortgages
Topic: Getting a mortgage after IVA
Replies: 4
Views: 6693
My IVA completed in June 2011 and I married in Feb 2012. My 1st mortgage application has just been rejected by a highstreet bank because (after 1.5 hour application meeting!) they don't lend to people who've been bankrupt or had an IVA. It would have been nice to have been told this at the time. To ...
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