Mel I would like to say thank you for bring this to David's attention.

David thank you very much for you quick reply and all I can say is that Tom was amazing and I am happy that I am with Clear debt as they have always been helpful and the customer service I received was first class. I will keep in touch with Tom and thank you again. You may have taken the blame but I...

Have you contacted your IVA company to make sure that your payment in May was your final payment. What company are you with

Thank you all for you help. Foggy I am with cleardebt I have to wait until Monday before they can give me an update.

I forgot to say why I am posting this cannot someone tell me what my rights are in this situation?

Thanks

I have completed my IVA and awaiting my completion certificate. I completed all PPI documents in December 2012 almost 9 months ago I rang the PPI company on 25th April 2013 for an update and they told me they would have a clearly picture in two weeks and they would get back to me I heard nothing. So...

Congrats to you I know how you feel I just made my last payment today and I don't think it has hit me yet that I am debt free good luck for the future.

I have just made my last payment it has been a hard 5 years but now I have reached the end of the iva jounery now just have to wait on my completion certificate. Next month I can book a holiday for me and my daughters for next summer.

Great News Geordie I just know my completion doesn't take as long as I am with Clear debt to. Good luck for the future

Great news that is a weight of you mind good luck for a debt free future

Thanks luluj for the information if it take months for the completion I will have to wait I will be just glad to make that last payment

I have sent all my details in for my annual review, completed my PPI forms in December 2012 and have only one more payment to make and send this months bank statement and that is my IVA paperwork and payments completed from my side but what happens next will the IP have to arrange a meeting with all...

I know how you feel my last payment is at the end of the month also and I am just keeping my head down and counting the days. My washing machine broke last week and I had to get that fixed my TV is playing up at the minute and I just hope I can get to the end of the month and then sort it out come t...

Glad you hear your good news and I hope everything so well for you

Welcome to the forum and to the journey of your IVA I know the feeling about have to give up something to be able to afford gifts, i think it was the hard part of the IVA at the start but now 4 and half years into the process and I ask myself do I really need it or is it just a want and I plan for t...