All the other credit files are clear. Who do i threaten and what can i use as a lever, if i say i am taking this futher..

They is no question of the finish they are happy and have had the final settelment mony already, but they are basically saying they can do nothing about the defaults they put on but can just update equifax it is setteled, but doing this is fine for the settlment of the account but still shows all th...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by kallis3 They can mark them down BUT once the IVA has completed they have to remove those defaults which are post IVA acceptance. What i can not understand is how they can say it was 2 year worth of 6 m...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by plasticdaft The account can still be marked open after the IVA starts. They cannot mark missed payments after the iva is agreed,and cannot default the account after the date the iva was agreed. The inf...

Does this mean although the account was open it should still be removed? they are puting a settelment date as of Sep 2011? although as said it was part of the IVA 6 year gone Oct 11.

Hi all, Well I am sort of happy, I completed my IVA six years in October 11, I started off and looked at my credit file and it was all good apart from one entry from Close Brothers cards service. I have looked at my agreement in which they sent a person to the meeting or agreed by proxy to the IVA p...

YEs thanks a large one for me i think, and all others who will now put this behind them and move on in life..xx

Chris.

Good new all, just had Mike on the phone, who was great and put my mind at rest, and the good news is they have confimation they can now close down cases, and mine and you's that are worried are getting competed also. So good new for all, really just glad it can now be sorted,

let me know when you have it i will then delete it.

Like Michael's firm, I am also continuing to close cases as that is the advice of the VAT experts that I have consulted. Can I just say in defence of the IP at RSM Tenon, that she is a very good IP who I know personally. I was recently at a VAT meeting with her, and we were discussing this point. S...

Well had a nice 30 min chat, did not get much joy with the first person i chatted to so she passed me onto another. I explained to her that i am at the 6 year point now and wanted this sorted. She said to me they had extended my time by 2 years for admin problems, which i said i think not, i have no...

I did not get a phone call back i am not going to ring them to see if i have any joy. The main point as said is i am at 72 months in 2 month and am worried that they could defualt on the hole IVA. They siad they would not let this happen but if they go over the agreed timescale with the lenders they...

I Agree but i just do not understand how they think i would be happy for them to just extend it, as if. i want it sort as do everyone who finishes a completed IVA. hard ball soon i think, as long as i can play hard ball and within my rights to etc..

kallis3 wrote:

No idea about that - I just put her name in and that's what it came up with so send her an email.

i put it in it came up with no results i might have a number for her somewhere, if i get no joy, this is a crazy world..

cchhhd. The VAT issue is irrelevant as it can be addressed after the IVA has been closed just as will happen in countless closed cases since 2007. Rob. Take the point up with your IP about the breach of the IVA and ask for confirmation that they will indemnify you against any loss as a result of th...