Search found 80 matches

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by StupidAgain
Tue Mar 19, 2013 8:12 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI sods law
Replies: 6
Views: 1412

Thank you for all your replies my mums gonna call them today for me and sort this out i dont want to get out of paying just want to pay it off and be truly debt free x
by StupidAgain
Tue Mar 19, 2013 6:35 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI from a loan not part of IVA
Replies: 5
Views: 1253

Its hard for me to get my point accross as my mum phoned them for me as i cant get to phone them hoping they are open Saturday so i can get to speak to them x
by StupidAgain
Tue Mar 19, 2013 6:15 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI from a loan not part of IVA
Replies: 5
Views: 1253

Only reason i am going to contest it is due to my previous post id really like to pay my IVA off and come out of it and just keep my other half in one the PPI is from a loan i paid off myself solely and would really like it to go to pay mu debts off completely as it was solely my loan in my namewhic...
by StupidAgain
Tue Mar 19, 2013 6:07 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI sods law
Replies: 6
Views: 1412

I phoned them Mel and asked them this question myself and they said that this isnt an option for me as i agreed to be tied in with my partner. I thought this strange because what if i ever split up with him surely it is possible to split i owe about 6k.
by StupidAgain
Mon Mar 18, 2013 10:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI from a loan not part of IVA
Replies: 5
Views: 1253

Its a Solicitors website and it says its compensation not a windfall does this make any difference, im so confused by all this x
by StupidAgain
Mon Mar 18, 2013 10:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI from a loan not part of IVA
Replies: 5
Views: 1253

Does PPI from a loan taken out 10 years ago get treated differently to a loan that does not form part of the IVA? Im really confused as ive just read something online that says it is different, of course I know you cant trust everything you read lol x
by StupidAgain
Mon Mar 18, 2013 10:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wage increase
Replies: 3
Views: 1113

Thank you for your replies :0) i never thought of emailing i thought i would have to speak to them lol still got baby brain 10 years on ill drop them an email and see what they say hopefully ill catch them at a good time as ive just handed over £5500 PPI lol x
by StupidAgain
Mon Mar 18, 2013 7:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wage increase
Replies: 3
Views: 1113

Just wondering if anyone can help. I have changed my jobs at work and have had a slight wage increase, the thing is my travel costs have increased by £90 per month too, my tax credits have fallen each week but my partner wage has increased a little, i have worked out that all the changes probably of...
by StupidAgain
Mon Mar 18, 2013 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI sods law
Replies: 6
Views: 1412

Hey everyone Not posted for a while been busy in my new job :0) Well today i got a letter through the post from Lloyds TSB out of the blue informing me that they are going to pay me £5500 PPI compensation, bit gutted that it has come now as it am in a joint IVA with my partner and this would have pa...
by StupidAgain
Sat Nov 10, 2012 8:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Brighthouse
Replies: 6
Views: 1614

I think the person who i spoke to thought that as it wasnt money but goods it was fine. I dont think that alot of the staff who work there get adequate training in these kind of things as there are no credit checks or anything then they dont really understand everything that goes with people buying ...
by StupidAgain
Sat Nov 10, 2012 8:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Brighthouse
Replies: 6
Views: 1614

Thanks for your reply Harpic.

Im not 100% sure whether mine allows £500 or not tbh. Just glad im out of all that now they are worse than people chasing debt trying to get me to get more debt x
by StupidAgain
Sat Nov 10, 2012 8:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Brighthouse
Replies: 6
Views: 1614

I used to be a customer of Brighthouse,they are not in my IVA as i paid them off. They have been contacting me offering me products for christmas etc. Ive told them im in an IVA and they said thats OK its not classed as taking on credit. Im very confused as surely this is a line of credit and my IVA...
by StupidAgain
Sat Nov 10, 2012 8:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday Companies
Replies: 14
Views: 2352

Hi all, Thanks for your replies. I had a very interesting call with a company today who were calling for my partner as we are in a joint IVA. I tried to tell them we were in an IVA and and all thelady kept telling me was that they werent an IVA company and i kept trying to tell her i knew that they ...
by StupidAgain
Thu Nov 08, 2012 7:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday Companies
Replies: 14
Views: 2352

Does anyone know how to change the 60 months to 72 months under my name at all?xxx
by StupidAgain
Thu Nov 08, 2012 7:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday Companies
Replies: 14
Views: 2352

Thank you for all your replies :0)

Its Wageday Advance and Wonga who are the worst. Ive got my son to answer the phone and talk to them fora while they soon get fed up lol.

Hope everyone is well today xx
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