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by badboy
Thu Aug 16, 2012 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: 6 years
Replies: 2
Views: 1006

Nearing the end of my extended 6th year now, (2 more payments)will i be expected to complete a final review?
by badboy
Thu Jun 28, 2012 10:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

It's all nonsence as in the last letter from DFD, they reckon a claim can be made if you weren't offered sold it lol
by badboy
Thu Jun 28, 2012 8:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

In response to Declan: It would be nice if DFD got their finger out and replied to my last e mail and gave me an assurance that now i have complied and returned the forms my IVA completion and certificate WON'T be held to ransom!
by badboy
Thu Jun 28, 2012 7:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

Broke of London, it's generally 72 payments as a high number of people are homeowners or shared ownership like myself and couldn't remortgage, we had to extend. Damn right i'm fixated with the length of payments, as soon as the they finish the IVA can go whistle, i want my certificate and the banks ...
by badboy
Tue Jun 26, 2012 6:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

Well all this is p***ing me off and don't need it, so in the absence of any DFD rep on here and a further reply from DFD still outstanding, i'm going to return the forms and insist this doesn't hold me up as 4 months should be enough time to submit forms and get an answer! At the end of the day ,onc...
by badboy
Sat Jun 23, 2012 9:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

It's laughable.....they apply to the Banks to refund money to the iva, to be split up and given to their rivals..........of course this will hold it all up! Just as DFD will if i don't return the forms
by badboy
Sat Jun 23, 2012 10:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

Hmmm ,thanks for the replies, thing is under the agreement the IVA finishes in Oct, that's it done. Under the agreement the creditors have to complete closure. The ppi has been added in after the event and for DFD to hold me to ransom is wrong. My payments finish in Oct, whether they ike it or not. ...
by badboy
Fri Jun 22, 2012 10:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearing completion of my IVA under Debt Free Direct. Now being hassled about PPI
Replies: 44
Views: 7204

Nearing completion of my IVA under Debt Free Direct (4 months left) and they are hassling me to return Equity Finance forms to claim back PPI. Originally the DFD letter said they Recommend me to do this, more recently they wrote asking why i haven't done it and it's their obligation to recover any m...
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