Thank you. I just wanted to reassure others it is possible as many posts I came across were rather negative. Reading a post like this would have stopped me worrying a little.

Well, it wasn't until after raising it with the financial guy that I even realised there may be an issue and only stumbled across this forum again via Google. I was a member but hadn't been back on here since 2013! But, yes, that would have been the ideal.

Hi. I just wanted to post about my experience to try and give others assurance there is light after the tunnel of an IVA. My husband and I finished our IVAs, me in Oct 2012 and him in May 2013. We did all he necessary like making sure our credit reports repaired themselves etc and then never thought...

Hello everyone. Even more good news! My husband's IVA will conclude two months early due to his level of contributions too. Both will have paid back 100p in the £, so we are very happy that we've paid our original debt back plus all of the related fees. We used a private Chartered Accountant, with a...

Hello everyone! Well, I have had some really good news from our IP. The Supervisor and our creditors have agreed that the increase will now only apply to my husband's payment. I only have to pay another three payments and I will have paid back 100p in the £, so will finish my IVA 9 months early - wh...

Thanks Lesley and Foggy for your opinions/ advice. Sometimes it's difficult to see when you're so close to something.

I fully agree that we should be paying back all of the original debt - and that is my point.

We are paying back the original debt plus around £8k more on my husband and £7k on mine.

It just seems a lot.

Hello. Myself and my partner are in an IVA. We have just gone past our fourth year anniversary and are very much looking forward to next year and the completion certificate being issued. My query is, that, we have always been in the lucky circumstance that our payments have gone up over the years. M...