Hello, little advice please. I was in an IVA until last year, I got the completed certificate on the 21st December 2012, and its coming now up to the 6 year end. I have looked at my credit reports from the main companies, and they still are saying that 2 of my creditors are in default, all the other...

hi all, spoke to my ip, the idea of coming to a lump sum settlement would take about 3 months to sort out to get creditors meeting to vote on it, that would be september, and i would only have 1 payment left, and i would have to keep my payments going whilst that was sorted out, so have had an optio...

thank you everyone for the advice, im speaking with my case officer tomorrow with a change of circumstances meeting, so will see what happens.Thanks for the support

hi, some advice please. i have 5 payments left on my iva, at about £394 a month, so totals £1970. i have been made redundent as the company i worked for have gone bust, i should be getting redundency sometime over the next 2 months ( have to claim for it ) and that should be well over what my rema...