Search found 13 matches

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by Annabel_25
Wed Jul 25, 2012 2:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final offer accepted. What happens next ?
Replies: 8
Views: 3360

That would be hood GilliB, I think it would be good for the companies to provide information on what happens next for people. Once my F&F was accepted at the end of June and the funds were sent over I have not heard from them since. I called them this morning to be told that it will take around 3 mo...
by Annabel_25
Wed Jul 25, 2012 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate GT update
Replies: 11
Views: 1862

Well done! I bet you are over the moon! My IVA was settled by F&F settlement at the end of June. I called my IP today for an update as to be honest I have found that whole thing to be rather vauge. The funds were sent over the them the next day but sonce then I have heard nothing. My IP said that th...
by Annabel_25
Wed Jul 25, 2012 1:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

I registered my debit card and at that point it said they couldn't let me gain access to my file on this occasion.
by Annabel_25
Wed Jul 25, 2012 1:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Noddle wouldnt let me gain access to my credit file. very odd. I'll try again later. Maybe its an error on my part.
by Annabel_25
Wed Jul 25, 2012 12:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

And will it leave any kind of "footprint" which will affect or anyone else in my household? Sorry for all the questions
by Annabel_25
Wed Jul 25, 2012 11:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Thanks everyone. I will register on Noddle. Do you know if it take a few days to show me my report or if it tells me the info right away?
by Annabel_25
Wed Jul 25, 2012 11:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Thanks I have sent Ryan an email. Would you recommend Noddle as a good credit report agency? There are so many I don't know which one is the best or if they are all the same. I am hoping we are no finacially linked in anyway. I was absolutley certain we weren't until I read that artice (above) on Th...
by Annabel_25
Wed Jul 25, 2012 10:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Thank you. How do I contact Ryan?
by Annabel_25
Wed Jul 25, 2012 10:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

I havent checked my file in years. It's one of those things which have always frightened the life out of me because of the mess I got myself in. I am hoping that what was written on Think Money was wrong because to be honest, I have since searched and searched the web and not really found anything e...
by Annabel_25
Wed Jul 25, 2012 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Thank you so much for replying. You've put my mind a rest a little bit so thank you. It was this article which started me worrying - http://www.thinkmoney.com/debt/IVA/will-an-iva-affect-my-partner-0-5230.htm There is a part in it which says "A credit record may also show the names of people who are...
by Annabel_25
Wed Jul 25, 2012 9:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final offer accepted. What happens next ?
Replies: 8
Views: 3360

Well done! Mine was accepted last month. since then I have not heard a peep from my IP so I don't really know what happens next. I am just hoping that it all sails through quite quickly and I get my certificate soon.
by Annabel_25
Wed Jul 25, 2012 9:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Partner wants to get a Mortgage, help please!
Replies: 21
Views: 3333

Hi, really need some advice as I am really worrying. My partner wants to get a Mortgage. He currently owes the flat we live in (I moved in last year) but now he wants to rent that out and buy a house. We have no joint bank accounts or loans or anything like that. I ended my IVA last month with a ful...
by Annabel_25
Fri Jul 06, 2012 2:53 pm
Forum: full and final settlements
Topic: F&F accepted, but what next?
Replies: 6
Views: 2409

Hello Everyone, After 3 years of being in an IVA my F&F offer was accepted last week (yay!). I cannot begin to express how happy I am that finally I can see some light at the end of the tunnel. Now it’s time to move in with my life and never to get in the same situation again. I have a few questions...
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