Thanks for the above. It looks like they are going to have the lot, but on the bright side we didn't have it a few days ago so we'll live without it.

What sites does your wife do the surveys for? We've had a look and not sure which ones are legitimate?

Tom

Hi there I'm new to the forum but am relieved that there is somewhere to come and speak to others in the same situation as me and my fiancée. We have been in an IVA since April this year so we have a long road ahead of us! Yesterday we were told by the HMRC that they had underpaid our child tax cred...