font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy For Money Laundering regulations they have to satisfy themselves as to the source of the money. How far back you need to go for this is questionable: They are happy that the money is coming from ...

Right so another update that is making me so frustrated now as this should be the exciting part just waiting for the time to tick down before we can move in but our Solicitors are not helping again just after we sorted the 1st issue. So after an escalation to my broker and to a more senior person at...

Thank Foggy, I am just in limbo now as there customer service is shocking, every time I ring they advise they are waiting on stuff they already have and it is only when I ring I find out they are waiting on something from me they have not told me about or something from Miller which when I chase Mil...

Also when you saying phone calls being billed what do you mean. We have a quote we accepted but did not say anything about charges for phone calls etc. Also when I phone I speak to one of the assistants and not directly to the Solicitor which I am not sure if this is an issue also

Thanks Foggy, I totally agree with what you are saying and still count my lucky stars I am in this position. However from my short experience I can see most of the time gets spent up by sending documents back and forth and a lot of waiting for things where as like you say the actual work to do every...

So a little update which does not seem to have progressed much. It has been 2 weeks since out solicitors started and we paid the search fees and to date it seems nothing has been done apart from requesting ID and documents from us which we sent back. I know these things can take a while to completio...

Just read the mortgage terms which maybe I should have done 1st time :) It states Mortgage payments will be taken on the 1st of the Month and also interest will be charged on top dating from the day of completion to the end of the month. However where I thought a Mortgage was paid in arrears this st...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lesley_ Probably best to check with your mortgage provider to ensure you have correct information. Is this information not supplied in any documentation you've signed or received? Maybe one of our othe...

Hi There, I am currently going through the process of buying a house and had a question around when the first payment will be due. For example if we complete on say the 28th September and have agreed with our lender that our Mortgage payment is to be taken on the 28th of every month when will the 1s...

Well got some good news yesterday that the lender has given us an offer of mortgage so can now nearly see the finishing line :) Only bad thing is they are not happy with the incentive of our Builder paying our stamp duty so have lowered their loan to compensate but not too fussed as just happy we ha...

Valuer has now been out on Monday just gone and filed his report so fingers crossed will be hearing something soon for a Mortgage Offer if goes well

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles I'd love to have their details for my own reference - always good to know mortgage brokers who can assist clients and ex-clients once their IVAs have concluded. If you don't feel like post...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Brilliant to hear - are you using one of the mortgage brokers who post on this forum by chance? I am using an Equity Finance broker which I got the contact on here. He has been really good...

So the latest update looks more promising now. After sending in some more bank statements for June and also from December to February and waiting a week the broker has advised us the Lender is sending a Valuer out and Miller homes have informed us they have been contacted by the Lender regarding thi...

Thanks Obviously this money would come in handy but I would rather not have any of it if it meant the IVA would get brought back up as would be worried this would affect my Mortgage application. Also I am presuming if IP got involved they could not start investigating other savings and finances I ha...