The votes have been counted and verified an I can announce that all creditors have agreed to the iva! Feels like a weight has been lifted even tho it's the start of a long journey!!

Thanks everyone x

Hi all, So today is the day. After all the calls, paperwork and budgeting I find out today if my iva is going to be expected. I originally thought I would be able to pay 200 a month but it seems once everything g was down on paper realistically 150 was my left over income after bills. Because of thi...

Thanks all, have been researching and will be making some calls on Monday. Before everyone heads off to enjoy there weekend I wonder if someone can advise me. The bulk of my debt is with Lloyds and I also bank with them. Someone has told me that if I go ahead with an iva whilst a meeting is being ar...

Hi all, I have got to a stage where I think an iva is going to be the only way of clearing my debts. I currently owe 50000 in loans, credit cards, and overdraft. I have worked out that I have around 300 a month once I cut all of the luxuries out. Firstly I'd like to know if this is an exceptable amo...