<t>hi, well just received a letter from our iva company to say they anticipate our completion certificate should be issued within the next 2 weeks. now we paid our last payment august 2015 and basically we have had to chase them for information,to which they have been very lax in giving. our provide...

hi what is the normal timescale for a completion certificate to be sent out. i have read conflicting reports on the web. our last payment for our iva was on the 25/08/16. so its now 4 months, so when should i start to contact the provider, which is debt free direct, and ask where it is.

hello all this is my 1st question in a while. well we have received the dreaded letter from DFD today which says we should be able to release some equity in our property and have been referred to the select partnership.having done a little research,this firm looks like a high interest mortgage type ...

thanks for the replies i'm just a born worrier,
cheers dave

hi i we are currently 3 years into an iva and i get these types of vibes all the time. my wife handles things better than me, but all we can do is keep going and we will get there in the end.

hi i have just started a new job which involves me having to work away from home for set days and we get paid a daily allowance for food as the company only provides a hotel room. many of my new colleagues have a separate bank account to have this paid into. so today i tried to open an account with ...

once again thankyou one and all for the positive comments. have a very merry xmas and a good newyear

hi all and thank you all for the nice and positive comments through this. so to basically put this to rest, and i know it was my own stupid fault, after a very long discussion with the 1 who must be obeyed(the wife)lol, i resigned as we both agreed a gross mis-conduct dismissal would not have been v...

hi again not to sure how to phrase this next question but will i have to tell my IP that i resigned or that i have just lost my job and have no redundancy and will i have to provide some sort of proof of what has happened. hope that makes sense

thanks all for the advice.its only now that you realise how vunerable things are now. i have got till thursday to wait till my hearing so who knows i might just win the lottery before then haha. will post the outcome on thursday
many thanks

thanks for the replies the situation is that i'm a bus driver and sadly and stupidly there were some passengers without tickets, and an inspector got on my bus. my boss has been good with me as i have known him for years. the problem is that the company i work for is a satelite company for arriva an...

hi, i'm about to lose my job and i may have to resign before i am sacked. if i dont get a job straight away what happens to my payment. i know when we were accepted in the iva plan i cant remember if there was any sort of contingency for this type of thing happening. also if i do have to resign i wo...

thanks for that. i did'nt actually lose any earnings apart from my regular overtime, i.e. i was paid my flat weekly wages. guess i will see what happens. many thanks dave

hello again, now the next part of my question. i was recently involved in an accident at work which resulted in me being of work for 6 weeks, nothing major just a bit whiplash and bruising. in the past i know a couple of people have had an offer from the company to settle out of court so to speak. i...

hi all and thanks for the replies, we currently have about £20k in equity at a rough estimate. the house i suppose could do with a new bathroom and maybe kitchen, but not critical and are still in ok nick. so given that it may be difficult to re-mortgage the best thing to do is not add value to the ...