Search found 67 matches

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by terrytibs55
Fri Aug 10, 2012 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

Yes I was aware of the breakdown of the court fee, but at least she was open with everything and was quite happy to talk about it. I did get told by my solicitor that the first £1500 of any monies paid in court fees and payment orders go to the insolvency service before creditors. Buzt I'm not bothe...
by terrytibs55
Fri Aug 10, 2012 12:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

Yes she said they email or fax on the same day and this will be the new proceedure. I did ask her a bit about the court thing and she said that the government will cut back to save money and the process made easy so people will apply for bankruptcy direct to the insolvency service etc. That way the ...
by terrytibs55
Fri Aug 10, 2012 11:37 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

I was too but she said that they are streamlining the system as things were backing up and she also said that they will be taking bankruptcy away from the courts as they will deal with it direct. She said that the £700 I paid is far too high in fees and when it does come away from the courts it will...
by terrytibs55
Fri Aug 10, 2012 11:26 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

well because i have high neagtive equity she said that being realistic you wont clear it in 2 years and 3 months unless a miraccly happens with the housing market. She said that they dont expect the market to recover to levels seen in 2007 anytime in the next 5 to 6 years! She was striaght and hones...
by terrytibs55
Fri Aug 10, 2012 10:55 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

Made bankrupt this morning and just had receiver on phone. Told receiver about IVA company issues and they said and I quote "The Insolvency Service has been aware of issues surrounding IVA companies and PPI for some time now. We are currently conducting an internal invetsigation into this matter and...
by terrytibs55
Fri Aug 10, 2012 10:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I do anything to avoid bankruptcy ?
Replies: 41
Views: 5503

It seems like a clear case of the IVA company increasing the monthly repayments when the customer has no extra income to meet this. A trick that all IVA companies do to try and get more money from you. Go bankrupt, at leat that way the debt gets sorted out and your not stuck paying into something yo...
by terrytibs55
Thu Aug 09, 2012 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton - EIC Letter
Replies: 68
Views: 18922

Yet again we see another issue in regards to consent of the client being obtianed first.
From what I hear Grant Thorntons standard excuse is 'we have to wait for tax to be repaid and this will take approx 6 months'
Got that from this forum and others.
by terrytibs55
Thu Aug 09, 2012 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Can i keep a ppi claim against a company who does not form part of my IVA ?
Replies: 9
Views: 1704

Be careful though IVA companies are now obtaining peoples PPI withou their consent. See my post about this.
by terrytibs55
Wed Aug 08, 2012 12:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

Because I got refered to one by a legal forum. The solicitor is a specialist in insolvency matters.
by terrytibs55
Wed Aug 08, 2012 12:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

Exactly and this is my point.
by terrytibs55
Wed Aug 08, 2012 11:55 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

No I went to an insolvency solicitor in London instead.

Thanks for your comment I understand where your coming from here.
by terrytibs55
Wed Aug 08, 2012 11:08 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

I understand where your coming from but I got passed to my IVA company by the citizens advice bureau because they said that they were 'one of the best'.

Reading this forum and others plus cuurent newspaper articles it seems the IVA industry could be starting to see some problems ahead.
by terrytibs55
Wed Aug 08, 2012 9:07 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company obtained my PPI
Replies: 145
Views: 32219

You have mistaken me I was not taking anything out on Her at all and maybe it was just the way I was writing. I was responding to her because she is the only professional who properly understands IVAs that has reponded on her. All other IPs have basically stayed well clear. I am quite within my righ...
by terrytibs55
Tue Aug 07, 2012 9:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Told by DFD that if I don't sign PPI form I won't get my IVA certificate.
Replies: 157
Views: 21332

Also I suggest you follow whatb I did and help the OFT and ombudsman with their current ongoing investigation into this about the obtianing of ppi and IVAs.
The m ore people that report problems the better it will be for everyone in the long run.
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