I think it's well worth putting a claim in for PPI, You will find that all banks have different views on this. I was successful with Santander, but originally they said I would not get the money as it had to be distributed to my creditors so I phoned them up and this very nice man said just send us ...

My IVA was still showing on Experian after 7 years, I had had my completion certificate and not showing on the register. I sent a mail to Experian and they asked me to send them a copy of my certificate, they were very good with it and within a couple of days of receiving the certificate it was remo...

I have been in a similar situation in that i sent my wage slips in, they returned them saying some were missing.
Now i know for deff i sent them all in but they insisted they were missing, anyway bank statements sorted it out as my wage was paid in to my bank monthly.

I have got two ongoing PPI claims going on at the moment, santander and MBNA At the time of sending them i never thought that my IVA would affect them, but i was wrong. Santander made me a offer but it has now been put on hold, they asked for my certificate of completion to be faxed through then the...

Finished my IVA in April, Freeman Jones were great, first couple of years was a struggle then got worse when i lost my job but FJ stuck with me and after luckily finding another job. The wage was less but my payments in to my IVA dropped even more, 6 months was added on to my IVA but a small price t...

I would use Noddle but'

They can not verify my card, do not know why as everybody else can

Thanks animaleyes76, So my IVA start date was 11/08/2006 (god it seems a long time ago now) so i should expect my IVA to drop off any time now. I did notice the commencement date with Lloyd's is slightly longer than when i started my IVA but it's only a matter of a couple of months over, i can cope ...

Hi, I completed my IVA in March and received my certificate of completion not long after. I have been keeping a eye on my credit files with Experian since March and all my debits have changed to satisfied, some have even disappeared from my credit file since March, with one exception. Lloyd's bank t...

Thanks Rich, And good luck to you Rich, hope your enjoying your freedom now you have completed your IVA And Lesley, think you will find once your IVA is finished everything will work out fine, in a strange way i do miss talking to my Ip manager but i did have the same person for 5 years so as you ca...

The only problem i'm finding just now is were is all my money going, Having that extra money to myself that i was paying in to the IVA just seems to go quick and i'm not really buying extra things but i did spend 5 years with no extra money what so ever so it is a nice feeling to go each month not h...

I was with Freeman Jones (Gregory Pennington) First couple of years i hated them and just felt like they were only after how much money they could get out of me, but my opinion changed when i lost my job and could not make the payments. My Ip went out of his way to make sure the IVA did not fail. Ov...

Hi, Just out of interest how long is it taking for people finishing there IVA to get there Certificate of completion. I finished my IVA in March and a week later i had got my Certificate, in my final review i did mention that i had herd getting this can take quiet a long time due to changes in tax e...

I understand your point Alan, I put a claim in for PPI after one of my frends did and got a large amount of money back, not really thinking about my IVA as to me it was now in the past i decided to try it myself not expecting to get anywhere with it i got quiet a good offer sent to me then it hit me...

Thanks for your advice everybody, I have done a bit of research in to this matter and you are right in that it seems a very grey area as to weather you have the right to the money or not. I have read in some cases people managing to keep there ppi money after a IVA and some people not being allowed ...

I finished my IVA in March and have received my certificate of completion so i decided to try a ppi claim on one of my loans. Received a letter yesterday saying that i was going to be awarded xx amount of money but directly under this it says as i have defaulted on my loan this money will be deducte...