Yes, be positive as there is light at the end of the tunnel - it will surely be over. Take it from someone who received CC this year.

Good that it was all resolved.
Don't beat yourself over it- I made a similar mistake right at the start of my IVA and thankfully got it resolved within days.

It is a bit frustrating that after 5 long years, one still have to follow up creditors despite them receiving certificates completions. But then again, the hardest bit is over so. To all those is the process, there is light at the end of the tunnel. Thanks Lesley for the links - especially the send ...

Fantastic news indeed. I echo your words as I was also with McCambridge although not directly dealing with Michael and the entire process was smooth sailing.

I am sure this will be resolved soon. l made an even bigger mistake by being slow to change details of where my salary was credited but thankfully McCambridge supported me and l was able to get my Salary refunded as cash and then deposited into my new account with another bank that was not one of th...

What is showing on your credit file?
Try free ones like "clear score"

I agree with you

Talk to your supervisor - you have nothing to loose.
Provide evidence - give reasons why you can not move to a cheaper area e.g indicate that landlords run credit checks and you are likely to be refused, distance to work etc. I'm not an expert but l think your offer sounds reasonable.

Fab news Lisa, well done.
p/s Keep your Christmas spending in check!

I am in a similar situation. The report does have a footnote stating that names will remain on the register for upto 3 months irrespective of how your completed your IVA. So guess its just a waiting game - just 3 more months

lscott1009, I hope your situation gets resolved and you are able to continue with your life in a near normal way.
I was with McCambridge and l have to say that they handled everything extremely well from start to finish including a prompt closure.

I was in a kind of similar situation. My supervisor only requested a statement of income and expenditure.

Hope you managed to establish whether you are on IVA or not. In any case l wish you well as you continue this journey to be debt-free.

Wishing you well. Let us know how it goes so that perhaps in future some one on this platform may benefit

l hope you get your issued resolved and reduce your stress levels