Hi, I just wanted to know, what would happen if I got a credit card while in an IVA. If the company did a credit search and decides to give you one. ??

Thanks

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples Creditors normally accept full and final offers but if they reject it is more likely that the IVA will be failed. It is expensive to make someone bankrupt and most creditors do not ask ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas I can't quite tell from your positing but are you sure the meting called relates to your original settlement offer? It may be that the IP did put it to creditors and they rejected it and yo...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy Web search suggests same directors, different ltd companies and with Lawson Fox owing 30 times more than it has cash in the bank. Looks a bit fishy ! I am on the insolvency list, but still ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples Are you on the insolvency register and if so who is listed as your IP? Is Lawson Fox the liquidators of Unique or your IP? Check using this link. https://www.insolvencydirect.bis.gov.uk...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy The circumstances behind the "rebranding" will be critical because if the IVA company went into liquidation there probably should have been another company who could take over. Unique Debt ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples You could try and speak to the regulators and make a complaint but since your IVA is still live and an offer is being made to creditors I personally would wait. Creditors may be delight...

I offered a full and final payment of 20p in the pound to finish my IVA. That was 3 years ago. The IVA company went into liquidation and " Re-branded its self " I have not heard anything from them since 2012, until this week. They have now arranged a meeting with the creditors to terminate the IVA, ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples Your IVA must be still live so there is nothing to stop you from making an offer. It does seem odd though that it has sat in limbo for a couple of years and creditors have said nothing....

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Hi Mick, As Michael says speak to your IP to get this sorted. Ask for copies of all reports to date then decide whether a complaint might be appropriate. Hi thanks for the reply. I will con...

I offered a full and final payment to settle my IVA of 20p in the pound. I have the emails which show this and the correspondance from my IVA supervisor.This was back in 2012. ( the company went out of business, but the Director and staff set up again ) I stopped paying any money, but have not heard...

Can I claim PPI from loans I have had over many years and use this to help pay off some of my debts. I am in an IVA but I have not paid anything into it for nearly two and a half years !! I offered a full and final payment but I have never had a response

It has been two and a half years since I made an offer to clear my IVA. I offered about 20p in the pound as a final payment. I have not received a response yet and I have not paid any further money since. I still have two years to run in the IVA. Should I just keep quiet and wait till it finishes ??

Thanks for the replies, I am in an IVA and still had no statements of accounts, and my company is also in a CVA, where we have paid over 18k to the same IP and no confirmation of payments, apart from bank records ! I can't get my head arround, how a company can go into liquidation, normally this is ...

We have never had any type of statement over the two years to say where the 24k has gone and who to ! So I think we will chase this up.

Thanks, Mick