Brilliant, thank you very much for your assistance. That would get any one moving.

Sorry to be a pain, but does anyone have a template letter I can send to the credit reference agencies to update my records after finishing my IVA, would be most helpful

A further update, all the documents arrived this morning confirming it is all over. What a great day today has been. Happy christmas everyone and a very happy prosperous new year.

I have just received the best news you could hope for, apart from winning the lottery, GT have finally issued my CC and it is all now officially over. I have prayed for this day and it's finally happened. I would like to take this chance to just let other people know, especially those with GT, that ...

This is GT, are you people really surprised that they don't contact you ??, this is the norm for them and I suppose that whilst they don't contact you they can't give you a load of B******T, welcome to the wonderful world of GT. I'd really laugh about this if GT just weren't so embarrassing, but it'...

As I've said time and time again, the same old c**p they send out to every one, they have just simply lost the plot.

It looks like one of their usual standard cop out emails they send to anyone that requests an answer that actually isn't an answer. GT are full of excuses about their failings without actually admitting they've failed. Welcome to the long list of people fed up with this company, and as for any help ...

This is going to fast turn in to a GT site, as everyone is so fed up of their constant rubbish and lies that they keep spouting out, I couldn't care less if Karol logs on, she needs to sort the problem out at GT not just log on here and make even more false promises, we get enough of that c**p from ...

Instead of everyone just emailing karol, why doesn't karol just get her staff to do what they are paid to do, and work and respond to customers, after all that's what we are, GT just get your act together or consentrate on what you are able to accomplish, although on the IVA forum I'm beginning to w...

If your with GT, keep everything crossed and dream on.

You have been told what they tell everyone, it's absolute b***s***, they have to be the worlds worst at closures, their incompetence is what is screwing it all up, they can blame some one else for so long and then they will have to take responsibility for their failures, which is exactly what it is,...

"Now Karol's on the case you should get closure soon", please don't hold your breath, I've been through everyone in the closure team and probably twice, now I get their best person on the job, not Karol I hasten to add, and still no closure, if you wait 9 months with GT you've had a result, trust me...

If your with GT, your wasting your breath, they take forever and tell you the same story forever, although it is told by several people, if your really really lucky you will get their top person in closures to deal with your case, it dosen't make any difference, it's just another line you'll be spun...

It will take forever, but you will probably be told several things, several times and then be told them all again by someone else when they can't think of anything else to say. Good luck with the closure but just accept it will take a very very long time and you will not get fed bull**** that will j...

Foggy - They take the credit when it works, they must take the flak when they get it wrong, giving someone the same excuses that were given 2-3 months previous tells me someone is a little unsure what's going on, so it would seem they would tell you anything. I think we will just have to agree to di...