Hi - all been reading the forum, taking advice for quite sometime but this is my first post. Completed my final payment in Feb12, but a back log due to a delay in with regard to VAT on IVAs my IP, (Varden Nuttall) have only no just got around to looking at my case, despite chasing several them times...

Hi all, this is my first post, wish I had seen this site when I was first applying for my IVA 18 months ago, there's a lot of very good information worth reading even when I'm so far in to mine. The problem I have is that my employer is in dire finacial straits, with redundencies left, right and cen...