I heard you had to sacrifice a goat the the Great God Imhoteb when all the planets are in alignment!



In all seriousness they are vary backlogged due to all they iva's they took over from when the High Court ordered other firms to sell there's.

Short answer is yes but i believe that any equity will need to be paid towards your iva

The council should give you class L exemption until the property is sold. However if your mortgage lender is charged for it then it will be added to the shortfall upon sale of the property.

Anyone else got some ideas ?

Hi nickjohn I have the account numbers as they formed part of my iva, Masterloan was what are now called Barclay loans so they are the same company. They sold the debt onto max recovery after my default ( this hasn't stopped any of my other creditors paying back ppi ) I have sent Barclays copies of ...

Afternoon all Ok so I recently put in a ppi claim to Barclay loan (formally Master loan) in respect to a 10k loan I had with them. They have replied saying they have no record of the loan and the fore no ppi can be claimed. I find this a bit disturbing as I've paid almost 4k of the loan back, so if ...

Hi Liz

I used this when i was working out my personal budgets

http://www.nationaldebtline.co.uk/engla ... budget.pdf

Hope it helps

Hi allancsn

Just to clarify six year point is today, there are no defaults on my records anymore just the iva, and I don't want any credit at all I just want my file clean as it should be

Regards

Hi Andy

Yes I have my certificate, and yes I am still on the insolvency register although it does state that it will remain on there for a further 3 months after completion. Is that right?

Hello

Could anyone pleae help? My iva is 6 years old today but it is still on my credit files, is there anything I need to do or should it of dropped off by itself?

Thanks