<t>Hi,<br/> Hope you can help me again!!<br/> I am in a way a success story on this site, as I received my completion certificate a couple of years ago. To be honest, thought the nightmare had gone away.<br/> Anyway, life has been better with pay rises and promotions at work things had been good.<br...

Hi, I have been on this site many time over the passed 6 years, and looking to be a future mentor. My IVA finished on the 9th Oct 2014,I was with Beesley and co. I got fobbed off with any correspondence until the end of December,they then informed me they have sold out to Creditfix. I have been phon...

Hi, Been here a few times over the last 5 years and need to ask a question please. My IVA officially ended in October 2014, I agreed to extend that for 3 months as all the PPI claims had not been settled. I haven't had to make any further payments but I want my name back and get my certificate. Ther...

Thanks again Melanie. You are very helpful! Spoken to IFA, my biggest concern is if i am open about the pension and receive more than my 18 months remaining payments, will they want all the funds I receive to settle the IVA?, or just the 18 months as a[?] settlement figure. Living in an IVA for so l...

thanks for the quick response Melanie....Its been a very bumpy road being in an IVA and I would like to get the 'monkey off my back'....this is not the only pension I've got but will mature when I reach 55yrs, I will be able to get a cash lump sum which I believe will more than cover the next 18mont...

Hi, I am 3.5 years into an IVA. in 3 months time I will be eligible to claim a cash lump sum on a small pension. can I use this to clear my outstanding 18 month's or would this be classed as a win fall ?