Many thanks for this. We currently owe about 90% LTV and so that wouldn't be possible.16 months to go............

The only joint debts were the mortgage and secured loan. We have had a chat about it and she would like to get a loan to clear off her debts and freshen up the kitchen. We have rotten units and the doors are falling off, the gas engineer wrote off the cooker some time ago so we are using an electric...

I am nearly four years into my IVA. It is solely in my name. My wife and I have a mortgage and secured loan together.She would like to get a loan to consolidate her debts, look at a full and final for me and also refurb our ageing kitchen. Does anybody knwo who the best provider would be and whether...

Melanie and Susan, I cannot thank you enough for all the help and advice you gave me. My IVA was accepted today with a slight alteration thanks to the work carried out by yourselves. Many thanks to Tom D for the chats and yourself for the marriage guidance. Someone has turned the light on at the end...

After years of jumping from one credit card and loan, to secured loan and credit card and loan I have had to be honest with my wife. I went through Mike Thomas at DebtWizard, fantastic advice, and am now waiting to provide Phillip Gill & Co with the details they need to work out my proposal. I HAVE ...