font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Do not draw it down. As I said before if a variation is accepted and you do not stick to the terms you will breach and fail your IVA, which is not in your interest. It's up to creditors to ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Let us know how you get on Andy. Will do Lisa, they have now agreed that a statement plan of my pension is ok. So i do not have to draw down before the offer is put forward. The variation m...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by linrog we have just done a full and final and paid over the monies 5 weeks ago from pension draw down first the variation meeting was called then i got in writing pension could be drawn down for the co...

Thank You all for the advice, they do not need the money in my IVA account, they have said that they need to see my bank statement to show the money is available. They have stated that they have had cases were people have asked for a F&F the offer is accepted but then there are no finds to back it u...

Hello I am 55 in May of this year, I am thinking of drawing down on my pension to pay the remaining amount of payments on my IVA, approx 21 Months at £700, can i do this without creditors wanting more of my pension pot

Thank You

Thanks for that Lisa my thoughts exactly, will they need to do a review as part of the F&F process or just put the offer in please?

Thanks Kallis3 but i was referring to the fact that the IP has not done a review for 2 years now

Thats what i thought i just hope my IVA won't fail because there are not doing one
another reason why i am looking at F&F

Thank you Michael for your reply, on another note does a Income & Expenditure report have to be done every year? As for the 2nd time it has not been done, but
this has been marked up on the annual report to the creditors as saying not been done, if that makes sense!

The money would come from a friend and would only be available for a F&F, I
rent our house so no issues there, this is 24 more payments to be made with a total of £16,824 to be paid, do you think I would stand a chance of them accepting
£14,000, thanks for your reply btw

Hi I was wondering what information would be required if I was to offer a settlement figure 2 years early

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by grimswold Credit where credit is due (scuse the pun). Creditors meeting for F&F held on 10th November. Completion certificate issued 17th November and received this morning. Thanks so much to all invol...

Hi, I had mine yesterday, it's perfectly normal, what it does mean is that you can hopefully get closure on the day, if there are any questions, meaning the weight is lifted off your shoulders. I took the morning off work and enjoyed the extra cup of tea. Good Luck to you.

Has finally been lifted, IVA approved today after a 24 hour delay! If this is what day one feels like I cannot wait until tomorrow! It will be tough, but already the Wife and I are speaking more than we have been for a long time. Things like menus, food shopping what our treat at the end of the Mont...

Hi MikeyM

Snap both mine and the Wifes also accepted today, after a 24 hour nervous delay!

The journey begins and unlike a holiday you hope this journey ends quickly (o:

All the best with yours hope it all works out for you.