Thank you for your advise, I wouldn't try to transfer the lease, I wouldn't want anyone to go near these cars, feel they a total rip off !Think I have a little bit of good news which gets me a little closer to my goal Apparently I am allowed to apply for student finance , the first payment will near...

lol i totally agree with you, waste of time they are pay them for nothing ! and yes the pay rise will be worth it, light at the end of it thanks again !!!!!!!!!!!

thank you no there just me and if there was i wouldn't ask, i ring them in the new year, i just have to face the music :( I spoke to the union about it as the contract says its paid off in the event you are leaving, but they say im not leaving im just not using the car for work, my argument was if i...

no unfortunately a payment break wouldn't cover it, im looking at around 2,000 ! to be honest i really dont know what to do, will ring them as soon as they open, im just really worried ive messed things up just by trying to improve my future prospects feel really stupid for going for it now,thanks f...

Hi, Ive got myself into a bit of a mess, im 4 years into a iva and recently secured a secondment with my employer to undertake nurse training, as i was still going to be getting my wages i didn't foresee a problem with this and i was absolutely thrilled to have been selected to undertake the course....

yes i found the thread, and thank you for taking the time to reply, i pick the courage up and ring them, dont know why i hate ringing they all really good just always think im going to be in trouble for something lol [:)]

Hi, I have recently gained a place at university to undertake a nursing degree, the course is paid for by the nhs, i was hoping to go through on a secondment from my employer, however they have lost the funding. I now have to apply for student finance if i wish to continue, this is something i reall...

just asked the same question, then saw your post ! I to hope to be doing a degree course September but would need to apply for finance I intend to work bank shifts in between placements until the iva is paid, for the last 2 years. Just don't want to ring to be told no, will watch your post with inte...

thank you,they requested a letter off the solicitor to give a breakdown of what money was for,solicitor advised me to seek legal advise and has put me in touch with a lawyer who deals with ivas he is going to look through the proposal and see if i can keep it and if not will be getting in touch with...

thank you so much im much clearer now,i have never had any problems with them until now,it worried me because the money is not a windfall it is compo however it is more than the total of original debt,it made scene to me to pay off the iva,even though it is in my proposal to keep it, as what ever ac...

would i have to pay any more than original debt ie i owed 19k if i offered that would i still have to pay interest and charges after two years or would that be exceptionable and thank you for reply

sorry just wanted to add if you offer the full amount of the original debt can they actually still refuse to let you pay it off early

hi could anybody please clarify how a offer to settle iva works,on my proposal debt stood at 19000,i have been in iva now for two years exactly and pay 242 a month i thought the plan would be to repay back 14,520 throughout the term, 242pound x60months,i am now in a position to offer a settlement,i ...

hi,thanks for reply,i rang the iva company this morning to ask how much i would have to offer in order to settle,i was told it wasn't that easy,on asking how much i actually owed now after paying for two years,they wouldn't tell me that either,it worried me to say the least i thought i would have th...

hi,i was involved in a serious car crash prior to entering into iva,finally after three years i have finally been awarded personal injury compensation,i have been in the iva now for just over two years i have taken one payment break whilst i underwent surgery and was unable to work for several month...