certificate arrived today! Thanks for support guys

Thank you Michael. 6 payments have been missed. they wrote to say they were going to fail it months ago. I rang to see what the hold up was and they said it takes 6 weeks to produce final accounts but its been weeks since that phone call. Just wondered if there was a rule on length of time between t...

Is there a required time between IVA failing and IP issuing Certificate of failure? The IVA has beenfailed for 4 months but have not received certificate.

Thanks all. Havent had the IVA long. Its obvious now it was the wrong solution in my circumstances but thanks for all the info

I've missed 3 payments on my IVA I want to go bankrupt can I just do it or do I have to contact iva people first?

I spoke to IP a few weeks ago but they seem to want to bend over backwards to keep me paying them in some way, maybe its the £1,300 a year they make out of the IVA. I've been in the IVA for 18 months. I just can't cope with the worry anymore and just want it to stop.

Thank you all for posts. This IVA business seems a lot more complicated than people let on when you are signing up for it.

I recently separated from my wife - no children. I am 60 and just been declared unfit to work anymore. we both have IVAs but my former wife is still working part-time. I am about to miss my 3rd IVA payment and seem destined for bankruptcy. I don't mind about this but worry about a payment order when...

Thank you Tina. The wife is in her 50s no children under 18 so she can re-locate easione I think.ly and has relatives very nearby. Selling the house would be an advantage to every

Yes there is some equity probably about £15,000

My new partner has an iva and has recently left his wife. It is possible he will today lose his job as well. He thinks his best option is to go bankrupt. Is he right? live on disability banefits and a small civil service pension. Will I be affected?

Hope things look less bleak today darcey. Your post moved me so much and so did all the prompt supportive replies you got. I have not been where you are but had a similar husband who told me for 12 years I was rubbish. Now I know I wasn't but HE WAS. Your daughter needs you to find the strength insi...

Thanks B of L. As soon as he is back from work trip I will get him on-line. Thanks again, Suzy

Thank you so much for the help. I will also refer partner to the forum as some of his experiences sound very different from the norm. Admin charges seem enormous and after 2 years not much if anything has been paid off the debt. I will get him to join and thanks for the advice it has certainly put m...

My prospective partner, also 60years old has an IVA. If he moves in with me could my occupational pension income be at risk at all?