savvasandreas – as others have said, they too did not believe they had been mis-sold, many did not even think they had a policy attached to their debt, but found many thousands of pounds worth of a mis-sold policy attached to their debt. Looking into PPI mis-selling may have altered what you believe...

I’m glad you have a solution you are now happy with but I don’t understand why anybody would petition for their own bankruptcy without investigating PPI mis-selling which could potentially have averted this. I have clarified ClearDebt’s position in this thread http://www.iva.co.uk/forum/topic.asp?TO...

Melanie – I agree fully that in effect the IP should be able to be the claimant and the advice we have is the same as yours, however it is obviously preferential for the individual to be a party to the claim not only as the IP was not present at the point of sale, but primarily because creditors int...

A number of people on the forum know me but for those not aware, I am an employee of ClearDebt predominantly involved with the issue of PPI mis-selling within IVAs. I apologise for the long post in advance but I believe there has been so much poor information posted both on this site and others rela...

llamedos – thanks for the email. I have just sent you a response. I hope this is ok with you. For the benefit of other forum members – it appears that the level of service provided to llamedos over the past few days has fallen well short of the standard we expect to provide. I’m glad to see from oth...

llamedos – I’m sorry to hear that you have had difficulties in contacting us.

Please email your contact details to tom.oconnor@cleardebt.co.uk and I’ll give you a call back today to try to resolve any issues you are having