Search found 22 matches

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by R1CHARDT
Thu May 31, 2007 2:27 pm
Forum: IVA postbag for june
Topic: Lets all meet
Replies: 17
Views: 3733

lol - i would but i cant afford it.

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Rich.
by R1CHARDT
Thu May 31, 2007 11:10 am
Forum: IVA postbag for may
Topic: managing our money
Replies: 15
Views: 11270

Banks - the modern day mafia.

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Rich.
by R1CHARDT
Thu May 31, 2007 11:05 am
Forum: full and final settlements
Topic: Offer
Replies: 4
Views: 1586

i dont see how this is feasible? part of your iva agreement is that you cant take out any further credit.

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Rich.
by R1CHARDT
Thu May 31, 2007 11:00 am
Forum: IVA postbag for may
Topic: phones
Replies: 48
Views: 30047

yes my GF is a TA, and shes always bleeding off work.

6 weeks ere, 2 weeks there..

i choose the wrong profession.

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Rich.
by R1CHARDT
Thu May 31, 2007 10:55 am
Forum: IVA postbag for may
Topic: credit management say i cant have money in a/c
Replies: 2
Views: 7514

i think the charges will count as a windfall and should be paid into your iva anyho.

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Rich.
by R1CHARDT
Thu May 31, 2007 10:52 am
Forum: IVA postbag for may
Topic: managing our money
Replies: 15
Views: 11270

i agree completely

also - it should be a longer process to obtain credit

i got a 20k loan with three clicks of a mouse button.

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Rich.
by R1CHARDT
Tue May 29, 2007 4:55 pm
Forum: IVA postbag for may
Topic: How this sound
Replies: 5
Views: 4647

well, at least i picked good creditors. see how it goes, i did and income and expendature sheet with thomas charles and they proposed that would be a suitable offer. see how it goes, TBH, i just want to start paying the IVA, if it passes, so i can see a light at the end of the tunnel. long tunnel th...
by R1CHARDT
Tue May 29, 2007 4:37 pm
Forum: new bank accounts for IVA
Topic: Bank Accounts being closed
Replies: 11
Views: 3069

TBH - ive set it up for after my IVA has gone through. basically i was going to keep it under £500.00 and use it for presents and stuff. i wasnt going to put anything in it untill my iva has gone through. i tend to do stuff ASAP rather then waiting,. got me into crap a few times.. The account i set ...
by R1CHARDT
Tue May 29, 2007 4:14 pm
Forum: new bank accounts for IVA
Topic: Bank Accounts being closed
Replies: 11
Views: 3069

oh good

as ive opened a savings account with them aswell - to try and get a little bit saved up for christmas - so the young un dont have to go without.

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Rich.
by R1CHARDT
Tue May 29, 2007 4:03 pm
Forum: friends corner: chat in 2007
Topic: Well Done Derby
Replies: 5
Views: 1640

GUTTED. i have stick all season from derby fans, this that and the others, after the yeovil debacle, i was hoping west brom would stuff em, so at least i had sumfin to be happy about thier is one good thing to come from this - i can watch em get stuffed everyweek on match of the day! ---------------...
by R1CHARDT
Tue May 29, 2007 4:00 pm
Forum: IVA postbag for may
Topic: How this sound
Replies: 5
Views: 4647

going through the IVA process now - I just want to get it up and running. i owe 10 k loan to mint 1.5 k mint credit card £200 barlcay card credit card 2.9 k "overpaid tax credits" (i told them about my payrise, but apparently they carry on paying you then claim the money back - nice one if u know th...
by R1CHARDT
Tue May 29, 2007 3:51 pm
Forum: new bank accounts for IVA
Topic: Bank Accounts being closed
Replies: 11
Views: 3069

I hvae opened an account with A&L

once my IVA is aproved, if it gets approved, do i have to then tell them about my IVA?

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Rich.
by R1CHARDT
Tue May 29, 2007 3:31 pm
Forum: IVA postbag for may
Topic: Confused by supervisor's report
Replies: 8
Views: 7487

I think alltho im not sure (i very new to IVAs, but not to debt) that 51.04 is the pence in the pound your paying back.

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Rich.
by R1CHARDT
Fri May 25, 2007 1:40 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: New to the furom
Replies: 26
Views: 3195

also, i think alot of thier players have agreed to have thier wages deffered....

#not exaclty sure what that means, its got to mean either less or not at all..

now if my boss asked me to have my wages deffered, id go bankrupt.

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Rich.
by R1CHARDT
Fri May 25, 2007 1:31 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: New to the furom
Replies: 26
Views: 3195

Got to agree about martin o neil (forest legand), however im not sure how he did so well with leicester! (hehe joking) skippy - seems the glazers now want to sell up, with man u being in seroius debt, would a new owner want to strip the assets? Muhahahahahahah edit - dont tell me about the derby fan...
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