Thanks so much, yes I'm very lucky and have finally been able to eat and sleep properly. It's frightening that for the small amount I borrowed how it spiralled out of control so quickly. Guess that's how they make their money.
I'll contact my IP about a review and go from there. Thanks again

Hi after panicking about contacting DFD I broke down and told my mum. She was really supportive and has paid the loans off so now I just need to focus on repaying her. Mindful of all of your wonderful advice I will still speak with DFD to do a new assessment of my income and expenditure. Thank you s...

Thank you so much, will keep you posted x

Thank you, I can't believe I've got into this mess and truly want to sort it out. It would be 4-5 months iva payments to cover it

I'm with debt free direct who have always been brilliant

As they do the amount I owe has escalated as I needed to borrow more to pay the interest. I now owe £1700

I am in an IVA which is due to end next year.I was struggling to make ends meet and didn't want to ask for a variation to my IVA payments asI don't want to extend it. I took out two payday loans but now cannot afford the repayments and am frightened my IVA will fail. What should I do? I want to pay ...