Lesley I can help you with portuguese language if you need.

I do understand people`s concerns and worries but we have to be realistic about this transfer. For some reason that I dont know about(because is none of my business)Melanie Giles decided to transfer her IVA`s portfolio to Creditfix and she never told me about her plans. Why should she? My life chang...

OX, to go BR or not it is a personal option . I am sure that BR was explained to you when you had your chats with Mel`s team. Personally I dont want to go BR if I can help it. At the end of the day I borrowed this money with all the intention of paying back. OK,with my IVA I will not pay 100% of the...

Hi Ox. I have followed your story with great interest since you started posting.I assume by some of your posts, which mention that one of your children have his/her communion coming up, that you are a catholic/cristian. Can I suggest you to visit the church (not necessarily during mass )to help you ...

Foggy its ok to cry, dont feel embarrased. I am sure Little Foggy will help you to get through this bad time. Keep strong.
Big hug xxx
lulu

Hi Ox. We all have different circumstances and people react different to debt problems. I do understand your worries, but the best thing you can do is to take action now to get your debts sorted asap. Call Tina or Melanie again, they are absolutely wonderful and if an IVA is the best for you they wi...

Thank you Michael, thats all we want

Thanks Melanie, hubby is very sad about it and I am very worried about how things will progress but he will do his best to find another job asap because the last thing that we want is for our IVA to fail. Thanks again for all your support, it means a lot to us.

after only 3 months in my IVA when it looked like life was getting better my husband was made redundant today with no redundancy package. I phoned Melanie`s office (my IP) and the support and reassurance I received made me realize once again the importance of choosing the rigth IVA company and I am ...

Sorry your meeting has been adjourned. A few more days waiting debt tired and you and Spanna will be joining all of us.xx

lulu

Congratulations harrysmummy and Julie!

lulu

Spanna I am so sorry to hear your Iva has been rejected but I am sure Mel and her team will do everything in their power to get it approved very soon. xx

lulu

Congratulations Ontheup!
lulu

Best of luck for tomorrow Spanna!I am sure you will be celebrating this weekend.
lulu

Hi Claire and welcome. You done well phoning Melanie team, they are brilliant. I have just started my IVA with them and I feel that I could not have chosen a better company to represent us.I sent the first IVA payment at the same time I sent our signed proposals and our IVA was accepted on the 18th ...