Cheers Mel and Les.

If I went with you Melanie what would you require and what would the exact process be? I.e step 1 to hopeful close and completion of the iva?

I just like to know everything about stuff like this before committing to a particular IP.

Thanks

Thanks Melanie.

What detail regarding my financial situation would you or another IP require? Do you mean some wage slips?

Is that all you would need and then it would be left in the hands of the Creditos to decide?

Hi Kelly, thanks for the advice. I was thinking around the £11k mark or at least that's what my dad was hoping... Would that have a good chance of being accepted? Also what is needed to get the ball rolling? As in documents, certain requirements from me (if there are any)? I don't know an awful lot ...

Hello. I am new to the forum and hope to get some useful advice. I am currently on a debt management plan and pay £126 a month and owe approx £42k. My job is unlikely to progress any further so I am stuck with this which is really getting me down (although I know it is my fault). My father has now o...