hi i pay my final payment of my 12 month extention, which means my 72nd payment in all on 12th nov , but ive heard nothing from creditfix so does anyone know what happens next. thanks clive

ok thanks thats good news so can i ring them for a remortgage quote or is it best to make appointments in person and have you any ideas on the best companies regarding this issue

yes i have a mortgage, the problem is i have more than 5% equity so if i remortgage then i will have to give them most of it but if i get turned down then i will have a 12 month extension on my agreement which i would prefer to do

hi thanks for your replies guys, i would prefer neither a remortgage or secured loan if im honest and no i have no mortgage product in place, if i could find a mortgage company to turn me down that would be beneficial so if anyone knows one?

hi all just 2 months away from my 5 years of paying almost £400 to my iva and they tell me i have to remortgage my house to pay it off how can this be when i have gone 5 years without credit and suddenly they tell me to get credit, and also from the outset they said they would wipe off 75% of my deb...

hi, i am just entering the final year of my iva and have read through the terms and conditions and something is worrying me. its about my mortgage, it says something about getting my house valued and any equity they could take off me but this was not mentioned to me when i first applied. the actual ...

hi i am in the final year of my iva and have read in my t&cs that i have to have my house valued for any equity, however the wording is all jargon to me so can anyone please explain in simple english what is required at the end of payments. thank you clive

ok thanks for your input

hi, thanks for your replies, just been on the phone to them but person im dealing with is off till wednesday so let you know then. company is called creditfix, very helpful in the beginning but not so sure now. is there anyone with any experience of this company?

yes completed a review in august but nothing has changed since my original review plus its not even been a year since starting it

i have been in iva for 10 months now, must admit its been a great relief, but just received a letter saying its been increased from £255pm to £370pm. how can they raise it by so much and is there anything i can do about it