I also considered Vanquis as a credit card to build up credit. I used CreditExpert to check my credit score which to my surprise having completed my IVA in April was fair. I followed the link from their website and applied. I received a phone call the day after and all was accepted. I needed this fo...

No information has been given to when the HMRC issue will be resolved however they are now saying that they are asking creditors to complete and then if additional funds come through they will also be paid. It does sound like they are trying to resolve issues but I am guessing there must be many peo...

Hi Melanie,

They are basically waiting for the VAT to be returned to them to go towards the IVA. I also have a PPI claim going through which is being dealt with by them. They have been good up to this point but I have have started emailing them weekly to push for a result.

Hi, I paid my full and final payment to Payplan back in April of this year. A sum of £21,000 paid but still have not received my certificate of completion. I have contacted Payplan several times but with no joy. At the time of payment they did day it would take 3 months but we are now 7 months down...