Search found 215 matches
Search found 215 matches
Page 1 of 15
- by esgt1967
- Sun Jan 06, 2019 9:02 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Final Payment made
- Replies: 13
- Views: 6378
Me and husband made our final payments at the end of December - 6 long years (added year due to Equity Release) but it did actually go fairly quickly. I haven't posted on here for ages but at the beginning of our IVA's, this forum was a lifeline for us with great advice and support. We have been wit...
- by esgt1967
- Mon Jul 02, 2018 4:50 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Nearly done
- Replies: 7
- Views: 5840
Well done. Its never an easy process to go through, budgeting for a 5 year period can be a struggle as life throws things at you. As for learning lessons throughout you arent wrong. Paul We have had to do 6 years, finishing in December so the end is in sight! Well done to those that have survived l...
- by esgt1967
- Mon Jul 02, 2018 4:44 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Completion Certificate Delays
- Replies: 26
- Views: 5652
We made last payment June 2016 which was 5th year did not receive C.C until March 2017 and that was the date they put as being completed. Now selling our house to find the RX1 restriction still on property. Land Registry were very helpful and made checks if they had received notice to remove it and...
- by esgt1967
- Sun Nov 26, 2017 9:28 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Nearly there!
- Replies: 4
- Views: 5766
I haven't posted for a while but as we approach the 60th month of our IVA's (we are both in one) I wanted to post to give some encouragement to those of you have only recently started on your IVA journey. I had my first conversation with Melanie Giles's office in October 2012 after getting to the po...
- by esgt1967
- Tue May 10, 2016 10:48 pm
- Forum: full and final settlements
- Topic: F&F funds
- Replies: 2
- Views: 113574
Hi, looking for advice on possible F&F (although not for some time yet)! If a third party is offering you funds for a F&F, does the IP usually insist on seeing evidence of the funds eg a bank/savings statement before they will put the F&F offer forward or would a letter from the third party with the...
- by esgt1967
- Mon Apr 18, 2016 6:59 pm
- Forum: friends corner
- Topic: Where did the time go?
- Replies: 11
- Views: 4644
The conditions regarding equity release and any possible loan/extension will be clearly stated in your IVA proposal so you should check it before taking what this person has told you. Our IVA says that we need to get a valuation in month 54 and we will be doing that (not there yet - coming up for mo...
- by esgt1967
- Sun Apr 03, 2016 4:18 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: F&F in "extension" year
- Replies: 1
- Views: 1832
Hi, we are currently into the 4th year of our IVA's (month 40) and hoping very much that one of us will be below the £5k equity threshold so that one of the IVA's will finish at month 60 (we have a declaration of trust giving my husband a greater share of any equity as he put down a larger deposit)....
- by esgt1967
- Fri Apr 01, 2016 7:57 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Wonga
- Replies: 3
- Views: 2683
If you are already in an IVA and your Wonga loan(s) were included, you need to let your IP know that the loans have been written off. This happened to me but the Wonga outstanding amount was so low that it didn't really have any effect on my IVA. However, the IP needs to get in contact with Wonga an...
Search found 215 matches
Page 1 of 15