Hi, thats very interesting that you and your husband completed your IVA's around the same time as me, thats great for the both of you that you've received your CC, it cant be just the VAT thats holding up mine, will have to keep hounding them to see what the hold up is, thank you all for your replie...

Thank you Tina Only found this forum after i had completed my IVA, cant fault Payplan for there help over the period of the IVA, just thought after i had to take the full 6 years to complete it, i could move on with rebuilding things, it seems like it mite be 7 and beyond, at leased i am debt free w...

Thank you for your response, I'll phone them again, but all Ive been getting is there's nothing they can do until this matter with the VAT is resolved my HMRC,

Hi all, i started my iva February 2006 with Payplan, had to take a 12 month break due to loss of job in 2007, took the full 72 months to compete which i did in February 2012, just wondering how long its takes for the completion certificate to be sent from Payplan, been phoning then and there's no re...