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by acendancy
Fri Nov 09, 2012 8:54 am
Forum: IVA approved!
Topic: 1 down 71 to go :)
Replies: 10
Views: 2741

Good news ! I am in a similar situation with my just starting first payment due out on the 11/11/12 ... watching my bank with interest to make sure it all happens as it should.

Congratulations and good luck to you.
by acendancy
Tue Oct 30, 2012 10:22 pm
Forum: IVA approved!
Topic: Accepted 19th Oct 2012
Replies: 15
Views: 3136

Cant wait for my first month with no CC bills... ... that will be the oddest feeling ever !
by acendancy
Sat Oct 27, 2012 10:44 pm
Forum: IVA approved!
Topic: Accepted 19th Oct 2012
Replies: 15
Views: 3136

Thank you all. some very interesting points and experiances. I am happy that things are heading in the right way and will remain as positive as possible. Been reading peoples posts about things they do to save money etc and an very happy to have found this forum. Thank you all again and I look forwa...
by acendancy
Sat Oct 27, 2012 4:48 pm
Forum: IVA approved!
Topic: Accepted 19th Oct 2012
Replies: 15
Views: 3136

Thank you, looks like a great bunch of people here will be nice to have people in similar situations to chat to and share ideas with.
by acendancy
Sat Oct 27, 2012 4:31 pm
Forum: IVA approved!
Topic: Accepted 19th Oct 2012
Replies: 15
Views: 3136

So mine was accepted with a few minor modifications. I know that life will be tough now for the next few years but I cant help but feel relieved at the thought that in 5 years I will be debt free and can really get on with life. I am a little apprehensive about the next few months what with Christma...
by acendancy
Sat Oct 27, 2012 4:27 pm
Forum: tips for IVA success
Topic: Love and your IVA
Replies: 18
Views: 13629

I think you should def discuss it early on then they can decide if they are ok with it or not. I only just got mine accepted on the 18th of this month and had just started a relationship some 6 months earlier. I told her everything from about week 3 ... my theory was that I want honesty from the sta...
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