Hi Melanie Thanks very much for your helpful post. I will have to phone DFD back, as they told me on the phone that it made no difference, and that the windfall would count towards my husbands debt as well. We both totally understand that we are to pay our debts off, which is why we went for an IVA ...

Morning, I am slightly confused and emotional this morning. My father passed away last year, and I have received a payment from his estate this morning, which is bitter sweet really. I have just phoned DFD with whom we have the I VA. It is a jopint IVA with my husband, and we know owe a total of 46,...

My father passed away recently and I am due to inherit in the next month, which will be enough to clear my IVA. As it is a joint IVA with my husband, will my heritance be expected to pay off all of the debt or will an offer be acceptable? Just wondered if it made a difference as it my sole inheritan...

Thanks for all your kind words, and luv to you lulu.

Morning
My father sadly passed away this week, and i will inherate enough money to more than pay off our IVA. Not sure about all the figures yet, and the exact amount of what we owe, but we are 3 years (ish) into it. Do we pay all of the amount owed, or make an offer to them.
Regards

Hi I already have an IVA that I pay 80% of the debt back on £92,000. I have just secured a new job and pay will substantially increase by about £10k a year. I realise that I will have to pay more which is no problem, will I only have to pay 100% of the debt, if so does that mean I may actually have ...