Hi, I am in the later stages of my 6 year IVA, only two months left to pay. I applied for my credit file yesterday online just to check what it looks like and noticed that on creditor has registered a default in April 2009, 3 years after my IVA started. I was under the impression that they could not...

Thanks so much for your replies its put my mind at rest. I'll contact my IP and discuss some of the topics you have given me. Can I say this site is excellent with help and advice, I was a total wreck when my ex left me witha very large sum of debt but you have all been so helpful. Makes you realise...

Hi All, I will going into my fourth year of IVA this December and my fixed rate mortage is ending next September, what happens if I can't release the amount stated in the equity clause of my IVA? Also I've been getting a number of letters and emails from companies informing me that even at the end o...

Thanks very much Ian I thought it was a bit strange, these people seem to thrive on people in a vulnerable state.
Thanks again.
Gaynor

Hi, I have received a letter today from the IVA council asking me to ring them about being mis-sold an IVA, has anybody else recieved such a letter and should I reply? I know this may sound a bit stupid but in the last year (my first in my IVA) I have had a number of letters from companies claiming ...

Will they ask for anything else from me, as I can't afford to pay more than I already am??

Thanks for the reply. I know doubt panic for nothing, but these things can be scary at times.

Thanks for the advice and support

Hi, I have just completed my first year of my IVA but have not headr anything from my IP. I sent my payslips and copies of increased monthly bills etc, all which I had returned and my creditors meeting was 16th October. Do I assume that since my monthly payment is still being taken out my creditors ...

Hi, I am about to have completed my 1st year of my IVA, I have been asked to supply new expenditure and P60 to my Supervisor which I new would happen, but on getting in from work today I have an answer message from a Kimmett property and mortgage complany who have been asked to value my house, will ...

Hi, Can anybody help, I started my IVA in November 2006 and have just received my last 6 yeasr bank statements from Natwest. Theya re one of my creditors in my IVA but according to my statements I am still being charged fee's for none payment of D/D up to March this year and also interest charges am...