Hi Our 5 year arrangement with Kingsgate ends in December this year, we did have an equity clause but the company looking into for Kingsgate were unable to proceed with it as we didnt meet the lending criteria. As we cannot obtain a re mortgage deal yet, it looks like a 12 month extension. Bit of a ...

Hi all January this year saw the start of our final year! As my Wife managed to secure full time hours, we declared the extra income to KIngsgate and awaited the annual review to see how much our monthly payments would go up. Bit shocked when they went from £205.00 a month to £371.00 but as they poi...

Hi all

We have just completed our 3rd yr and have received a letter from Kingsgate advising that our payments will remain unchanged for our 4th year.

I just wondered if this means the mortgage equity will not be looked in or does that happen at end of year 4 ?

Thanks

Ali

Hi Issey

Thats so encouraging to hear! Thanks for answering

Ali

Hi everyone

New to the forum but must admit I find the messages posted very re assuring that we are not the only people in an IVA!! Just wondered if anyone has had dealings with KIngsgate Insolvency who we are dealing with ? Find them very helpful but we are just entering our 4th year.

Thanks
Ali