Sorry for such a late update. I haven't been in a good place everything got too much. So after 2 adjournments my IVA was rejected on 28th June. (They had 73% in votes only one creditor wouldn't change their mind!) So got passed through to Payplans Debt Managemet Department (they were amazing!) I mak...

They contacted them last week one of them has overturned the decision but they need the other one to. So they think today will be a rejection. Just hoping they will sort me a DMP. Will let you know. 12 00 today.

Taken the decision to go to a solicitor and make my claim from the matrimonial home. Didn't want to do it but I feel I have no choice. Told Payplan thinking might help my case. They asking me questions like do I know what the.legal fees will be......I have no clue I don't know how it will go. Do I k...

With payplan. Bankruptcy scares me. Dont know enough about it. I need a car for my job. I rent my home. Hate the thought of things been taken away.

Yes they said they will chase them and if at the next meeting they don't get any joy it is automatically rejected and I have to do DMP. They can't adjourn again apparently. I'm sort of numb now

So meeting has been adjourned again for another week. The creditors that asked for more info haven't responded so they will.chase this week. No sleep again.i guess.

So 2nd meeting tomorrow. Hoping this may be the last sleepless night I have one way or another. If they reject again hopefully a DMP. Can a DMP also be rejected?

God I hope so. I'm keeping everything crossed. I'm constantly feeling ill. Its on my mind 24/7. I just need some relief.

Could it still be accepted?

Thank you. I have a new date of June 21st

Also does anyone know where I stand with creditors whilst waiting for the adjourned meeting next week........I'm worried people are going to start banging on my door demanding payments. Really worrying me.

I hope so. I've also emailed them. As tomorrow I start my counselling assessment with the local mental health team as this is all starting to have an effect.

30,000
Worked for NHS my life.
No other assets no

They have adjourned the meeting for a week. How on earth do I get through another week? And what will be different in a week? I haven't spent on littlewoods since I realised my position and contacted iva people. It 3 year old fiesta. 8000. I can cope with downgrading that but I don't know why they a...

So.....they have called me. They need littlewoods to change their mind. They are saying I have made purchases in the past 3 months. But they are going to argue the face that they are essential items. A set of drawers and curtains and some clothing bits for myself and son. Also will have to sell my c...