I agree with Paul. NB, would not additional earnings, currently absent, allow greater payments to your creditors.

Nice one Lloyd[:D]. Completions seem to be coming thick and fast now. What lovely Xmas gifts.

Well done deepinit. I too had really good attention and service from Payplan. A can down in your honour tonight.[:)]

kaza, if you haven't got a scanner, photograph it with your phone and then send the jpeg to your email account and forward it to Mel and Andy

Things like this happen. Maybe, it will make you more vigilant. These websites should really make it crystal clear at checkout stage that is a credit account.

Any news?

Thank you Michael. But what happens when subsequent reminders and legal notice letters are sent the previous residence and not forwarded to my son?

Best of luck buddy

Good morning everyone. Strange as it may seem, having dealt with debt over the past ten years, I need some guidance. A couple of years ago my son left home and took up with his then girlfriend in a flat. Clearly they split up and my lad returned home about fourteen months ago. Herein lies the proble...

Welcome Garcks. It really isn't all doom and gloom. Once you have acquainted yourself around this forum you'll find masses of knowledge, through being in the industry to having gone through and going through an IVA. You may even get a giggle along the way. Be strong Garcks and be assured this forum ...

Dunkynuts, can you change the DD to a standing order. It sounds like your account may be in peril.

Welcome Dee, For debit card you could try the co-op (regardless of what's on the telly) or Yorkshire Bank. Their ok. For credit card to improve your rating, as long as you stay within the rules, the Aqua one is ok (I've got one). As long as you pay the balance every month it doesn't matter what the ...

Perhaps another course of action would be, to copy in the Office of Fair Trading and the Financial Ombudsman Service. It may put the wind up their clappers. There's nothing to lose.

Well done to you both.....Cheers[:D]

No worries fireblade. Whenever you are ready. But should you need a technical advisor, I am here.