Ken, welcome, have you completed your IVA?

Well done Angela. A can has just been placed in the fridge to be cracked open tonight in celebration![:D]

Terry Welcome, I don't mean to sound flippant in any way, but are you enquiring about an IVA on debts of £10000? (I owed £130,000). Given the strictish regime of an IVA have you considered other means of creditor repayment?

Well done indeed Orchid5. A celebratory can for me tonight in your honour!

Welcome Trying2cope. Firstly, congratulations on your little one. www.iva.com is a good starting point to find out solutions and to enable you to choose an Insolvency Practioner. But please remember, one size doesn't fit all. Each persons IVA is different to the next. Melanie Giles (who posts on thi...

Welcome Karen. Are you in an IVA?

No NJ - your credit file is wrong. You should raise a Notice of Dispute about this account and get them to remove it. They have 56 days. (28 from the time you tell them to contact the creditor then 28 to correct it). All defaults should be from the date of initiation of IVA. It is scandalous the way...

Ditto

6 years after the date of IVA, you'll find things a great deal easier. The self repair of your CRA files should take place very soon after the 6th anniversary. Until then, it could be tricky to get mainstream borrowing. In any case, there is no chance whilst still in an IVA. PM, the remaining 3 year...

Welcome PM.

Afraid not. It will just increase the creditors dividend.

Well Done HM78

GOOD LUCK TO YOU ALL !

Seems to be just as bad administration with the issue of failure certificates as completion certificates. Oh dear what a sorry lot they are.

Welcome Glen. Based on your figures, you have around £4,500 to go. What will be your F&F? Also with such a short time to go have you nudged your IP into doing something about PPI. It may hurry your CC up.

HarrysMummy...best of luck!!